CDPHP | Capital District Physicians’ Health Plan

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Understand the Medicare basics.

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with permanent kidney failure.

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Original Medicare can leave you open to unexpected costs

Although Original Medicare gives you Medicare Part A (Hospital Insurance)Medicare Part A covers inpatient care in a hospital or limited stay in a skilled nursing facility. and Medicare Part B (Medical Insurance)Medicare Part B covers doctors and outpatient hospital services. coverage, it does not protect against certain costs that can add up quickly:

  • You’re typically responsible for 20% of medical costs. You’re typically responsible for 20% of medical costs.
  • No drug, vision, dental or global emergency coverage. No drug, vision, dental or global emergency coverage.
  • No limit on your out-of-pocket costs. No limit on your out-of-pocket costs.

CDPHP Medicare Plans enhance and extend your benefits

With CDPHP Medicare plans, you get all the benefits of Original Medicare, and then some—annual physicals, vision coverage, dental care, worldwide emergency care, prescription drug coverage and more—all for an affordable, fixed monthly cost.

  1. Medicare Advantage Plans (Part C)

    Comprehensive Part A & B coverage, plus benefits like wellness services at no extra cost

  2. Prescriptions Plans (Part D)

    Optional prescription coverage that can reduce drug costs and protect against higher future costs

  3. Medigap Supplemental Insurance

    Additional coverage to meet the gaps in Parts A and B, such as deductibles and coinsurance

Make the most of your Medicare. Get a quote from CDPHP.